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Insurance VIN/Model Discrepancy

Discussion in 'Model S: Ordering, Production, Delivery' started by Reekdog, Oct 6, 2016.

  1. Reekdog

    Reekdog Member

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    #1 Reekdog, Oct 6, 2016
    Last edited: Oct 6, 2016
    I've been shopping around for low insurance rates and found out something interesting. My vehicle is a 2016 90D but when companies run my VIN number it comes up as a 70D. This is great for insurance rate purposes but, I concerned that if my car is lost or totaled, will the insurance replace it with the 90D I purchased or, a 70D as it comes up in their search.

    I know that some VIN's used to show up as "P"eformance models which raised the rate but mine shows as a 70D.

    Anyone have a similar situation with their vehicle? Will it affect my replacement value/payout?
     
  2. DÆrik

    DÆrik Member

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    I've been checking around and have noticed several insurance companies have now grouped 70D & 90D (non performance). On all the quotes it says "70D/90D".

    Double check, but it might still be the same price.

    Thanks Erik
     
  3. Snerruc

    Snerruc Member

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    There are other threads about insurors misreading vins and other problems. Mine came back a s90 when it is a 60. The quote was the same for both cars even though there is $25,000 difference in car price. P models are a different case.
     
  4. Reekdog

    Reekdog Member

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    My quote was for a 70D but the "non-performing" angle makes sense. One company did ask me for the purchase price. Any other thoughts especially on how insurance companies gage replacement cost?
     
  5. Reekdog

    Reekdog Member

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    Thanks
     

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