There are so many issues here...
130F is 54C, below the 60C minumum temperature rating of all the 120/240V wiring in every house in north america whether its in a wiring cabinet or not. Breakers themselves have terminals rated to accept at least 75C wires, and some will deal with 90C.
In theory, you could literally put a flame source inside the main panel, and it shouldn't catch the house on fire. (I don't have the specs right here, but I'm sure they are supposed to run out of fuel before the fire can escape the case). This assumes that there are no unfilled knockouts(either wires or breaker-spaces).
It is the job of the NEC to keep things safe even when there's a failure or two. With around 150 million homes around North America, and probably 3 billion circuit breakers in those homes, there WILL be unexpected failures, regardless of product design. I visited one home where the dishwasher was slowly pouring water(and detergenty-water, at that!) THROUGH a wiring sheath all the way down one row of breakers, and they were all slowly becoming intermittent.
It seems like the DCC-10 worked for you(and that's great!) but it doesn't mean it will fix everyone else's electrical challenges.