Is software insured?

[Kiwiadventure]

If your insurance doesn't say FSD is excluded then it's included. Auto pilot or adductive cruise control is included so why not FSD as you still need your hands on the steering wheel and be in control at all times.

 

[camalaio]

Laughs at you?

Do you care what your insurer thinks?

Really? do you?

Yes, I really do care what my insurer thinks about what they can and will insure. That's the whole topic of this thread.

 

[Knightshade]

If your insurance doesn't say FSD is excluded then it's included.

That's not really how insurance works.

I
Auto pilot or adductive cruise control is included so why not FSD as you still need your hands on the steering wheel and be in control at all times.

Nobody cares where your hands need to be.

But AP comes standard on all Teslas now (other than the SR).

FSD does not.

If you didn't buy it with the car, it won't appear on your window sticker or original purchase agreement for the car.

If you buy it later as essentially an add-on it may, or may not, be covered at all- depending on your policy and your state (and/or some specific combo of the two as it might vary by either)

Hence why anyone who buys after the car purchase ought speak to their company- among the many possibilities (and this list is not exhaustive)-

It's covered if you tell insurance about it (maybe with a receipt from tesla of some kind)
it's not covered since it didn't come with the car
it's only covered if you add a rider for coverage of an add-on post-purchase, otherwise it's not

 

[C141medic]

Hence why anyone who buys after the car purchase ought speak to their company

Exactly. If you bought with the car and it’s in the MVPA that the insurance company has, then it’s covered. I had to send a copy of my MVPA to Allstate and I’m in NJ. Now, if it’s purchased afterwards, I think only your insurance company can answer the question if it will be covered or not.

 

[mswlogo]

Allstate will do it, because I did it with them <-------That's also 100% true.

So much trust in an insurance company.

 

[Garlan Garner]

Yes, I really do care what my insurer thinks about what they can and will insure. That's the whole topic of this thread.

I suppose I only care about what they will and won't insure.

I'm not interested in their feelings or if they laugh at me or not.

 

[Garlan Garner]

So much trust in an insurance company.

Trust?

No. Insurance is an exact science. I don't hope or wish about anything involving insurance.

For example: Geico does NOT cover full car replacement. Allstate does. There is no trust there....its fact.

 

[Garlan Garner]

If your insurance doesn't say FSD is excluded then it's included. Auto pilot or adductive cruise control is included so why not FSD as you still need your hands on the steering wheel and be in control at all times.

Geico didn't say anything about covering FSD.

I then asked them if they covered FSD software.

They then said..."We don't cover software".

I then called Allstate and a few other insurance companies. Some covered it and others didn't

Allstate covered all of my Tesla purchases of any substantial nature.

I'm not against or for any insurance company. Each one chooses to cover what they cover and don't cover what they don't cover.

I would encourage EVERYONE to ask. You don't want to be caught by surprise. Its a simple phone call.

 

[camalaio]

I suppose I only care about what they will and won't insure.

I'm not interested in their feelings or if they laugh at me or not.

Apologies. It was a figure of speech indicating that they would never cover such things. A company is physically incapable of literally laughing at a customer.