I was wondering how the company would support and cover an employee who got his car damaged while on company business.
that's the gist of it. you can argue its the employee who is opting-in and I dont know the legal subtleties, but it seems that if you are an employee and not a contractor, and are on company time doing company work (research/devel in a very true sense) that they MUST have a special insurance deal. they must. else, who would voluntarily take on such a financial risk?
this is the unanswered question that I'm really curious about.
and that covers just the employees. it says nothing about the volunteers who are not employees and have no special insurance deal. (or do they?)