I am sure it's been discussed before so I apologize if I am rehashing the past. I am trying to figure out if I want to lease or finance my 70D. Ordinarily I'd say finance all the way especially considering the lack of zero down lease options BUT I own a business and can easily write off the lease thus saving a good chunk of the lease payments on taxes. I cannot, as easily, write it off if I buy/finance it. I do want to mention that I can pay cash for the car so either way works fine for me but I do want to pay the least and get the most out. Now for some numbers: 1) Finance My config comes out to $85200 before the $7500 tax credit and $77700 after. Let's assume that I finance 100% or $77000. The initial finance amount would be $85200 but I'd apply the $7500 tax credit to the principe of the loan when I get it next year. At 2% interest rate for 72 months my payment would be $1256/mo and I'd end up paying $4500 in interest assuming I apply the $7500 toward the principle in April of 2016. That brings the total I pay for the MS over 6 years to $77,700+$4,500 (interest) = $82,200 This does not take into account that I would need to spend another $4,000 for the extended warranty if I were to buy the car bringing the total to $86,200 in 6 years (not taking into account taxes, etc). After this I'd end up with a 6 year old MS with a 2 years of warranty remaining with probably about 60k miles (based on my driving record) There are some advantages to financing such as no mile limit but I am about to turn in a 2012 X5 that I put 26k miles on after 3 years. I don't drive a lot so that's not important to me. 2) Lease My Tesla calculated my lease payments at around $955/mo with 10k miles or $978/mo with 12k. I think I'll go for the 10k option based on my previous leases at least for comparison sake. That means that assuming that I keep leasing a Tesla for the next 6 years I'll end up paying $955 x 72mo = $68,760 plus 2 downpayments of $5k each for a total of $78,760 BUT since I own a business I estimate that I can save at lease 30% of these lease payments on my taxes. $68760 x 0.30 = $20,628 over 6 years. Bringing my total spend over the 6 year period to $58,132 That is a $28,068 out of pocket less than with financing. Now it is true that with financing I'll end up with a 6 year old MS which is worth something. I am curious to see how well these cars hold their value after 6 years but based on the CPO offerings and considering that Tesla offers a 4 year warranty on CPO cars I don't think there will be a lot of value left in it. I would guess $30k or so is reasonable bringing the total investment over 6 years in a finance scenario to $56,200 or around the same as the lease HOWEVER I also value the fact that with leasing I will get to drive whatever tech comes out in 3 years instead of having to drive a 6 year old vehicle. I am not sure how to put a monetary value on that but it is fairly important to me. If I had to guess based on nothing more than a gut feeling I'd say put a $20k over 6 years value on it and that is equivalent to another 2 years of leasing although I am not sure that's a correct way of looking at it. Anyway, I am curious to hear your thoughts on the subject. A zero down lease would make leasing a no brainer option for me and who knows maybe in a few more years it will become possible making leasing even more attractive..