ggumz
Member
There is absolutely a reason to take it. That money is an incredibly cheap loan. You have 72 months to use whatever money you would have paid cash (or 3 yrs if you were going to do a 36mo) to invest and grow.
Exactly! The add'l interest expense on a 72 mo. loan compared to 60 mo. financed at 2.24% is only ~ $600 (based on a $50k loan).