You can install our site as a web app on your iOS device by utilizing the Add to Home Screen feature in Safari. Please see this thread for more details on this.
Note: This feature may not be available in some browsers.
Chase via Tesla offered me 3.29% for 60 months with up to 70% LTV (30% down)
Bank of America offered me 2.79% for 60 months or 2.99% for 48 months with 50% LTV (50% down)
800+ FICO
Do I need to live in Carlsbad to qualify? Can I qualify online? I'm 500 miles awayI did the 1.5% 48 month loan with them. Easy to work with. They're cranking out the Tesla Model 3 loans and having fun tracking which color people are picking up.
I prefer to keep car payments at ~$500 per month so I applied for 50% LTV (50% down). I'm quite sure that both lenders could have done higher LTVs if I wanted/applied for it.Geez those are hefty down payments though!
I prefer to keep car payments at ~$500 per month so I applied for 50% LTV (50% down). I'm quite sure that both lenders could have done higher LTVs if I wanted/applied for it.
Lender wants you to give them POA to sign loan docs on your behalf? Something doesn’t sound right...Xceed asked me to fillout DMV REG 260 power of attorney form to appoint Xceed as my attorney to complete all docs. Is this normal?
Geez those are hefty down payments though!
That’s probably the better way to do it.
That’s how the housing bubble happened. Ppl borrowing over their head.
I prefer to keep car payments at ~$500 per month so I applied for 50% LTV (50% down). I'm quite sure that both lenders could have done higher LTVs if I wanted/applied for it.
Any further updates to this?Xceed asked me to fillout DMV REG 260 power of attorney form to appoint Xceed as my attorney to complete all docs. Is this normal?
It appears they want to be able to make changes to docs in case there is a typo or mistake.Any further updates to this?
Are you still going with them? Keep us posted pleaseIt appears they want to be able to make changes to docs in case there is a typo or mistake.
Xceed asked me to fillout DMV REG 260 power of attorney form to appoint Xceed as my attorney to complete all docs. Is this normal?
FPCU sent loan documents to sign where registered owner is me but the legal owner is FPCU. however, nowhere through the doc (that i can find) does it say they're going to remove themselves as legal owner once loan balance is satisfied. has anyone dealt with this? i cant imagine this not being a standard loan document and i'm just not used to reading all this legal info. help!
Update I got approved finally with Lightstream, I'm very happy with my rate and unsecured loan. So I'm basically paying cash in the eyes of Tesla and my insurance company! No lien!
FPCU didn't lock my rate and had to scramble last minute, so glad I found Lightstream thanks to this community.
What rate did you get with Lightstream? The rates look very high.
Edit: I see that they have a Rate Beat, but I wonder if it is gimmicky.
Would you mind sharing your credit score? What score would qualify for an unsecured loan? How much down payment was required, if any?Update I got approved finally with Lightstream, I'm very happy with my rate and unsecured loan. So I'm basically paying cash in the eyes of Tesla and my insurance company! No lien!
FPCU didn't lock my rate and had to scramble last minute, so glad I found Lightstream thanks to this community.