I'm in Fresno and have the PG&E EV-A plan with TOU and NEM 1.0. Time of use actually plays in my favor, the times my solar panels are most productive are the times they have to buy my excess production at the highest rate. Yes I use more electricity during the peak of a hot day, but if I'm producing more than I'm using at that time, they pay me through the nose for it. I was out of town all last week and PG&E bought all that peak generation power at sky high rates during the day while I was gone using no power. I think they paid me $20/day that week.
EyeSurgeon - It sounds like you have things dialed in! What are your thoughts about the TESLA PowerWall? What Value do you put on 'Battery Backup"?, are you aware that your PV will be down if the grid goes down? The TESLA Powerwall solves these traditional issues. The "Step 2" rebates in PG&E are still in effect and worth $4,600 + the 30% Federal Tax Credit. For at least the next couple of weeks, if you have any interest in getting a TESLA Powerwall (or 2) for 32 cents on the dollar. The upgradable software will also allow you the ability to charge the Powerwall during "Off-Peal" Times with your PV System and discharge the (battery) energy to offset your loads during "peak times".
I'd be more than happy to help you leverage your PV system to take further advantage of the PG&E rate structure - drop me an email at [email protected]...