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MASTER THREAD: Tesla Insurance Services in California

Discussion in 'California' started by BobAbooey, Aug 28, 2019.

  1. BobAbooey

    BobAbooey Member

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    Location:
    usa
    4618C574-80B9-43CB-81A9-9DE232C1284D.png
     

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  2. tvad

    tvad Member

    Joined:
    Jun 30, 2019
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    Location:
    California
    Apple to Apples quote with Mercury Insurance, Tesla was $40 more per six month premium.
     
  3. Pkmmte

    Pkmmte Le meow

    Joined:
    Sep 19, 2017
    Messages:
    612
    Location:
    Los Angeles, California
    Mine was 3x more than Geico for less coverage. :/
     
    • Like x 1
  4. jordanair45

    jordanair45 2019 Model 3 SR+ w/ FSD

    Joined:
    Mar 28, 2012
    Messages:
    128
    Location:
    N.Cal
    I just got new policy last week.

    And Tesla is the same price but with 2k more miles per year
     
  5. dotbombjoe

    dotbombjoe Member

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    Location:
    Rancho Mission Viejo, CA
    I did as close as I could get and Progressive was still $200 hundred bucks less (annually) while also including our other vehicle...so, doesn't appear cheaper for me. More options are always welcome though.
     
  6. sperkin

    sperkin Member

    Joined:
    Mar 23, 2017
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    Location:
    Los Angeles, CA
    Tesla wants $220 more per month than my current insurance. It’s hard to get an estimate when they can’t calculate 2 Teslas and 2 Drivers. How do they even compete with bundled insurance? I was hoping they could insurance each Tesla for $60-80 month since I’m only paying $95 per car.
     
    • Like x 1
  7. AltLogic

    AltLogic Member

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    May 14, 2018
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    Location:
    SoCal
    If the only thing one insures is a car I imagine Tesla insurance is less expensive. My quote was over twice what I am currently paying. But, I have other policies with my insurance company so I have many discounts.
     
    • Like x 1
  8. Jae001

    Jae001 Member

    Joined:
    Apr 16, 2019
    Messages:
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    Location:
    Los Angeles
    I have USAA and they are known for the cheapest insurance on Tesla's. Tesla's insurance quote was $50 more a month. I checked GEICO and they are about $20 per month more then I am paying. You will have to do better then that Tesla!
     
    • Like x 1
  9. OCR1

    OCR1 Active Member

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    Location:
    Southern California
    Tesla is good at designing cars.

    They are not good at selling them, delivering them, or servicing them. Basically anything involving human interaction with customers.

    So why would anyone want to give Tesla their insurance business given how bad their customer service has been with their cars?

    And, as @AltLogic stated, how do you give them your auto insurance business when you also need other lines of insurance, like homeowners, umbrella, earthquake, renters, etc?

    This is just another goofy idea from Elon that never should have been approved by the board.
     
    • Like x 8
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  10. SD_Engnr

    SD_Engnr Active Member

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    Location:
    San Diego
    I was unsuccessful in obtaining a quote. Kept giving me an error.
     
  11. angelman

    angelman Member

    Joined:
    Jul 7, 2018
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    186
    Location:
    los angeles
    I have to say, getting a quote at least was the easiest, most pleasant experience ever. In no small part because Tesla already has all my info so no need to spend hours typing it all in again. Quote was about $400/yr less than Geico but that was only for one car, whereas Geico is insuring 2 cars.. My insurance is massive thanks to an encounter with NY small town cops in an Enterprise rental car. Scammy courthouse told me I could pay on the spot and they would remove any points.. but they didn't...
     
  12. jordanair45

    jordanair45 2019 Model 3 SR+ w/ FSD

    Joined:
    Mar 28, 2012
    Messages:
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    Location:
    N.Cal
    Says theyre updating.....

    Anyone with FSD, do you get a FSD discount?
     
  13. OCR1

    OCR1 Active Member

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    Location:
    Southern California
    $1,632 per year for less coverage than I’m paying $1,200 for with Amica.
     
    • Informative x 1
  14. Finkleson

    Finkleson Member

    Joined:
    Apr 3, 2019
    Messages:
    22
    Location:
    California
    I quickly jumped into the Tesla Insurance, previously had Geico and it jumped 70$ extra. Clean record, though my Tesla was in a very minor bumper to bumper *Geico claim not at fault* since i wasn't the driver. Loan to a buddy to try for week so i can convince him to EV. It was more like a quarter size dent on my spoiler ( coulda just pop it off ). Geico had 191$ just bought Tesla Insurance for 151
     
    • Like x 4
  15. K6RIM

    K6RIM Member

    Joined:
    Dec 27, 2018
    Messages:
    6
    Location:
    Kentfield, CA
    Tesla quote is 3X higher than my coverage with Travelers.

    To be fair, we have all our insurance bundled with Travelers.

    But most folks understand that rates are usually better when insurance is bundled.

    So I'm a bit unclear why Elon thinks it's a good idea for Tesla to attempt to compete in the insurance business.
     
    • Like x 2
  16. Jae001

    Jae001 Member

    Joined:
    Apr 16, 2019
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    Location:
    Los Angeles
    That is the key here "bundled". Tesla is just offering issuance for their cars and nothing else. Well unless your entire household drives Teslas it doesn't makes sense. Also, if you are bundled with home and life insurance under one insurer Tesla will never be able to beat that price. ELON JUST CONCENTRATE ON MAKING GREAT CARS!!!
     
    • Like x 2
  17. Pied

    Pied Member

    Joined:
    Jul 14, 2018
    Messages:
    128
    Location:
    Bay Area, CA
    Same. I think I'll try again later tonight or possibly tomorrow.
     
  18. kev1n

    kev1n Active Member

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    Nov 17, 2016
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    Location:
    Bay Area
    i think they meant to say 30% more, not less lol
     
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  19. Az_Rael

    Az_Rael Supporting Member

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    Jan 26, 2016
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    Location:
    Palmdale, CA
    I have EAP and FSD, no discount was offered on my quote. Are we expecting discounts for those?
     
    • Funny x 1
  20. boriszima

    boriszima Member

    Joined:
    Jul 12, 2018
    Messages:
    435
    Location:
    Los Angeles
    Yeah, Telsa is about double my current coverage. It will be hard for tesla to get new sign ups.
     

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