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MASTER THREAD: Tesla Insurance Services in California

BobAbooey

Member
Oct 12, 2018
589
518
usa
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sperkin

Member
Mar 23, 2017
826
823
Los Angeles, CA
Tesla wants $220 more per month than my current insurance. It’s hard to get an estimate when they can’t calculate 2 Teslas and 2 Drivers. How do they even compete with bundled insurance? I was hoping they could insurance each Tesla for $60-80 month since I’m only paying $95 per car.
 
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Reactions: focher

AltLogic

Member
May 14, 2018
252
309
SoCal
If the only thing one insures is a car I imagine Tesla insurance is less expensive. My quote was over twice what I am currently paying. But, I have other policies with my insurance company so I have many discounts.
 
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Reactions: Tezzie

Jae001

Member
Apr 16, 2019
215
131
Los Angeles
I have USAA and they are known for the cheapest insurance on Tesla's. Tesla's insurance quote was $50 more a month. I checked GEICO and they are about $20 per month more then I am paying. You will have to do better then that Tesla!
 
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Reactions: diggity

OCR1

Active Member
Jan 28, 2018
3,756
4,103
Southern California
Tesla is good at designing cars.

They are not good at selling them, delivering them, or servicing them. Basically anything involving human interaction with customers.

So why would anyone want to give Tesla their insurance business given how bad their customer service has been with their cars?

And, as @AltLogic stated, how do you give them your auto insurance business when you also need other lines of insurance, like homeowners, umbrella, earthquake, renters, etc?

This is just another goofy idea from Elon that never should have been approved by the board.
 

angelman

Member
Jul 7, 2018
242
185
los angeles
I have to say, getting a quote at least was the easiest, most pleasant experience ever. In no small part because Tesla already has all my info so no need to spend hours typing it all in again. Quote was about $400/yr less than Geico but that was only for one car, whereas Geico is insuring 2 cars.. My insurance is massive thanks to an encounter with NY small town cops in an Enterprise rental car. Scammy courthouse told me I could pay on the spot and they would remove any points.. but they didn't...
 

Finkleson

Member
Apr 3, 2019
22
46
California
I quickly jumped into the Tesla Insurance, previously had Geico and it jumped 70$ extra. Clean record, though my Tesla was in a very minor bumper to bumper *Geico claim not at fault* since i wasn't the driver. Loan to a buddy to try for week so i can convince him to EV. It was more like a quarter size dent on my spoiler ( coulda just pop it off ). Geico had 191$ just bought Tesla Insurance for 151
 

K6RIM

Member
Dec 27, 2018
6
14
Kentfield, CA
Tesla quote is 3X higher than my coverage with Travelers.

To be fair, we have all our insurance bundled with Travelers.

But most folks understand that rates are usually better when insurance is bundled.

So I'm a bit unclear why Elon thinks it's a good idea for Tesla to attempt to compete in the insurance business.
 
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Reactions: GreenT and Tezzie

Jae001

Member
Apr 16, 2019
215
131
Los Angeles
That is the key here "bundled". Tesla is just offering issuance for their cars and nothing else. Well unless your entire household drives Teslas it doesn't makes sense. Also, if you are bundled with home and life insurance under one insurer Tesla will never be able to beat that price. ELON JUST CONCENTRATE ON MAKING GREAT CARS!!!
 

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