does that quote also include your wife added to the policy? (just curious if you can add all family members/potential drivers when using the TSLA quote function?)
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MASTER THREAD: Tesla Insurance Services in California
- Thread starter BobAbooey
- Start date
does that quote also include your wife added to the policy? (just curious if you can add all family members/potential drivers when using the TSLA quote function?)
Jedi2155
Model 3 has Arrived.
AFAIK, to add extra drivers you have to call Tesla directly....this is the part that is hanging me up that I'm not sure if that changes the costs. I did put married....
I want to do it immediately, but I also have a windshield claim with Geico i'm waiting on payment on....so kinda want to get that paid before I switch over lol.
There's no need to rush. Renew your current insurance while you collect data. You can cancel your present insurance any time (but don't cancel until after you purchase the replacement policy).
Have you tried other insurance companies? $440/month seems really high. I would give Amica a call and get some alternative pricing.
Jedi2155
Model 3 has Arrived.
I've looked at:
- Ameriprise (it was lower...then it shot up to $500/month)
- Wawanesa
- StateFarm
- NationWide
- Mercury
- AAA
- Probably countless more I haven't figured out.
- Progressive ($40/month lower)
Yup. The four year driving history is going to raise your rates. If you both need to drive both cars there is not much you can do. If you can limit her driving to just one car it might be better to split the policies and add you as a second driver on her policy but keep her off your policy.
$16 less than travelers with better coverage. However, I'm very wary of Tesla and their customer service. Especially with providing loaners. There are not enough. So I'll wait and see 6 months down the line.
Travelers:
50k/100k
Colli. $1000
Comp. $1000
$50 glass deductible
New car replacement coverage
Tesla:
100k/100k
Colli: $100
Comp.: $100
Travelers:
50k/100k
Colli. $1000
Comp. $1000
$50 glass deductible
New car replacement coverage
Tesla:
100k/100k
Colli: $100
Comp.: $100
Wow. People are paying some crazy rates here!
I'm curious in a Tesla quote, but the system won't do it. However, my wife and I are paying $75/month with GEICO, and I doubt Tesla can beat it.
Bodily injury:
$1 MIL/$1MIL
Property:
$100k
Un/Underinsured:
$500k/$500k
Deductibles are $1k.
(2 other cars on policy, plus umbrella ins. Total policy is around $203/month).
I want a quote because I'm afraid my rates will go up in November when my policy renews.
I'm curious in a Tesla quote, but the system won't do it. However, my wife and I are paying $75/month with GEICO, and I doubt Tesla can beat it.
Bodily injury:
$1 MIL/$1MIL
Property:
$100k
Un/Underinsured:
$500k/$500k
Deductibles are $1k.
(2 other cars on policy, plus umbrella ins. Total policy is around $203/month).
I want a quote because I'm afraid my rates will go up in November when my policy renews.
FWIW, I had to have my S repaired after someone dinged the the rear quarter panel by the bumper in a parking lot -- they didn't leave a note...lol. Anyway, I used a Tesla authorized body shop. Repair was around $20k (ridiculous but it is what it is)...Progressive covered it all. I kinda felt badly about it -- you could barely see the damage...but not having to fight the insurance company to get it approved was nice. Of course, the shop had the vehicle for nearly two months for work that took them about 3 days of actual effort...ouch.
Re-quoted and Tesla insurance now appears similar to Progressive but again, without adding the 2nd vehicle. The Tesla coverage had a couple minor improvements (basic roadside, minimal uninsured motorist property damage) but all the big things were the same. Better but still not compelling for me.
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man.........thats really hard to believe......3 cars with 1M/1M liability and 500k/500k......where do you live? BFE
oh, thats different...i thought you were paying $75 month for all cars....I have USAA....2019 Model 3 and a 2016 Toyota Tacoma truck....we pay $704 every 6 months and also have homeowners at $875 a year.....hard to beat USAA.....we have 100/300 liability, 50 med, 100 collision, 100 uninsured motorist
EDIT: $500 deductible
bayx
Member
Yep, tried it today and its BS if you have other vehicles, etc bundled into your car insurance already. Might be good for people who own just a Tesla without needing to bundle other stuff.
bayx
Member
Jedi2155
Model 3 has Arrived.
Tesla is not the provider of the insurance. It's a rebranded product from State National. For those concerned about Tesla's customer service and how it would carry over to the insurance, those concerns are unfounded. And insurance, especially in California, is highly regulated. Regulation is a whole independent government function, with a statewide elected Insurance Commissioner.
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