I backed into a parked car last week at a low rate of speed simply trying to park the car. I was trying to get out of the way of another car and hit the "gas" a bit too hard. Anyway, the damage is really minimal, just a ding really. Estimates are coming in around $2200-$3000, apparently because aluminum is more time consuming to work with. I also think that they see "Tesla" and immediately think they can charge whatever they want. The tailgate is one complete unit, including glass, so total replacement is out of the question. Currently my insurance is only $110/month for the 85Kw Model S and a 2008 Volvo XC90. If I run this through the insurance with my $500 deductible, how much is my insurance likely to go up? I'm 43 and can't remember the last time I ran anything through insurance because they always seem to stick it to you afterward. I've paid for repairs in the $1000-2,500 range out of pocket before but the damage was quite a bit more than this. Should I just suck it up and pay it? TIA!