They didn’t offer me Santander. But the next option for me was way over 600 from the original £548 that was declined. Strange how people are getting different deals.
Second one was declined as well. I have started an appeal but doubt it will get accepted. I am really confused why they don’t accept me. They must think I will be keeping my current pcp at the same time as the new lease. That’s all I can think of. I can’t settle the pcp until I sell my car and it’s no good doing that until I get the new car :-(
Not so sure that would be the reason, a first decline will be a "computer says no", rather than a person considering your current pcp. It doesn't help that many of these funders won't give you a reason, just a decline. So frustrating.