Of course that is moot if the UMC is limited to 40A due to portability. In which case it is probably in everyone's best interest to get the HPWC to get that last 8A of charge speed.
I honestly don't think we will see a 48 amp UMC any time soon. even tho the NEMA spec goes up to 14-60 so it is technically feasible to have something that pulls 48 amps continuous, it has been stated many times on this forum that Tesla is really "pushing it" when they pump 40 amps through a portable EVSE like the UMC. at this amperage it is better to have something hardwired. I'm also not sure the extra 8 amps make such a world of difference.
then again, Telsa long ago discontinued things like the the NEMA 6-50 prong for the UMC (to my great personal chagrin..) leading some on this forum to speculate that a UMC refresh is in the pipeline....