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Theres also the fact now that your car is now worth about half it was when you bought it. Even if you fix it up like new, it will only be worth half of its original value. I would instruct the insurance company to write it off, otherwise you lose.
I had a similar incident on Friday the 13th of July on my 4 week old Honda Goldwing. I got hit in the rear of the bike at a stop light by an inattentive driver. The insurance people say it can be fixed for $15,000 but it is not a write off! So two weeks ago, my new GoldWing was worth $30,000 and after the repairs, it will be worth about $10,000! I would still be responsible for the full monthly payments for 5 years as though it was brand new.
I am going after my insurance company to go after the other guy's insurance company for the difference in value. I think this is a precedent setting move but I'm damned to let them get away with this. I'm getting a quote from the dealer to give me a price on a trade in for a new one and a trade in on a Wing with the same amount of mileage. In my case, 2400 km. I will then present these to the insurance company. In either case, I will NOT be accepting my old bike back. I have my 2016 75D to get me around although no where near as fun as the Wing.
Bottom line, do NOT accept your car to be fixed! Go after your insurance company aggressively. They are always trying to take the easy way out. You're the one that's losing out as your 4 week old car will only be worth less than half because of this. If you trade it in down the road, you'll be lucky to get 10 grand for it. Think about it!
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I am going after my insurance company to go after the other guy's insurance company for the difference in value. I think this is a precedent setting move but I'm damned to let them get away with this
It's depends on the state. Maryland is fairly militant with uninsured drivers. If your insurance company reports that you've let your insurance lapse, the state will come after you. Tickets, loss of registration, fines, etc.It’s united states. The law is so weak that you can’t prosecute anyone. It’s cheaper to pay the fine or take th verbal warning than it is to buy insurance.
There must be a shortage of these from the vendor and even though Tesla must have them in the factory (otherwise how are they still making cars) they wont give it for your car because they will end up making 1 less car until sept....talk about greed
- Rear quarter panel - Expected at Tesla warehouse September 6th... Then still need to ship to body shop.
Got a bit of an update calling the body shop support line today.
3 out of the 4 components shipped out on 8/7 to the body shop (trunk side trim, rear bumper / upper cover and rear body panel).
Bad news is the rear quarter panel is still not expected until 9/6 and then will still have to ship to the body shop and take 3-4 weeks for work to be done.
Looking strongly like this will turn in to a ~100 day ordeal to get my car repaired.
I just got rear ended today while stopped and my car was pushed and hit the car in front of me...my Model 3 is not even a month old. I'm dreading the wait time for the repairs.
I'm surprised that people over there get away with driving uninsured. The cameras on police and DVLA vehicles can automatically check your insurance and road-tax status directly from your numberplate and post you a lovely fine / get someone to take away your car and crush it.
I've never seen insurance like that. It appears to be very different to ours. I googled how it works (personal liability per person in 1000s / total liability for all occupants in 1000s / total damage to property [including other vehicles and I would assume your own vehicle?] in 1000s).
Here we have 3rd Party Insurance which is mandatory (it covers only other people and other people's property, not yourself or your own car). The next step up is 3rd Party, Fire and Theft. This adds on fire damage and replacement if stolen to the previous level.
A lot of people these days have the top level which is Fully Comprehensive. This covers damage to other people and property, and your own car. You can then add on extras such as breakdown cover, or legal fees protection (up to £100,000) for accidents where you end up in court (either making or defending allegations).
There are no specific limits of which I am aware, for the amount that the other vehicles, property etc would require in order to be fixed; or likewise your own car if you have fully comp. The only limit I see is when a car would cost more in repairs than it is currently worth, in the which case an insurance company would write it off, and give you (usually under) market value for a replacement. Of course if you did cause major damage, and you were at fault, then expect a large rise in the cost of your premium the next year.
So sorry to hear of your loss and the crazy long lead times. That is a LONG time for what should be a common part.Ugh. Think I'll have to buckle in for the long long haul..
Called the body shop and confirmed they were still waiting on the quarter panel and bumper.... and when asked how long it would take after parts arrive he wouldn't commit but he though 3-4 weeks or more.
After this I called the Tesla body shop support line. This is where I got the grim news. They confirmed there are four outstanding components on the order for my car:
- Trunk side trim - ETA Tuesday to warehouse, should ship to body shop by end of next week
- Rear bumper / upper cover - ETA Tuesday to warehouse, should ship to body shop by end of next week
- Rear body panel - In transit to body shop
- Rear quarter panel - Expected at Tesla warehouse September 6th... Then still need to ship to body shop.
So - as looks today:
6/28 - arrived at body shop
guessing 9/10 for all parts at body shop
+ minimum of 3 week for body shop -- Maybe done by October 1st... ?
If that's the case it looks like it will take ~96 days between the accident (6/27) and when it looks like I may get my car back.
This was my damage....I was the meat in the Tesla sandwich.....the guy who hit me, his car looks 10X worse. Just anxious to see what the repair shop says tomorrow.
This was my damage....I was the meat in the Tesla sandwich.....the guy who hit me, his car looks 10X worse. Just anxious to see what the repair shop says tomorrow.