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Model S Insurance Cost in Las Vegas

Discussion in 'Model S' started by DanL50, Apr 18, 2018.

  1. DanL50

    DanL50 Member

    Joined:
    Mar 25, 2018
    Messages:
    52
    Location:
    Las Vegas
    Just bought MS 75D. After multiple quotes, and coming from another state, insurance rates seem high here in Vegas.

    For 250/500, 500 ded, etc, with house and umbrella insurance in a package, the quoted annual auto premium ranges from $3100 to 3900.
    Accident, violation free.

    Anyone care to share their premium, company and/or experience. Thanks.

    PS - in Nevada, are insurers required to pay full Tesla repair charges?
     
  2. Ghosty

    Ghosty Member

    Joined:
    Apr 28, 2016
    Messages:
    181
    Location:
    Las Vegas, Nevada
    Progressive provided the best rate for me. Despite not being a fan of that provider - they did have the best rate. Opt for the 1,000 deduction. And of course, hope you get UM/UIM coverage as well.

    Congratulations on the purchase! Welcome to the fam!
     
  3. f3honda4me

    f3honda4me Member

    Joined:
    Feb 22, 2018
    Messages:
    221
    Location:
    Colgate, WI
    Wow that seems excessive. I am assuming maybe you are younger? For same coverage I pay $1k a year and that includes gap insurance.
     
  4. DanL50

    DanL50 Member

    Joined:
    Mar 25, 2018
    Messages:
    52
    Location:
    Las Vegas
    Age is late 60's.
    Just got a quote from Ameriprise/Costco for 1730/yr compared to previous 3100ish quotes for same coverage.
    Unbelievable range - that's a saving of about 1400/yr!
    Anyone have Tesla claim experience with Ameriprise/Costco?
     
  5. DrRa

    DrRa Member

    Joined:
    Jun 26, 2017
    Messages:
    24
    Location:
    Central IL
    State farm is 960$ bundled with home. 500$ deduct
     
  6. SSonnentag

    SSonnentag Rocket Scientist

    Joined:
    Apr 11, 2017
    Messages:
    1,624
    Location:
    Arizona
    Progressive is best for me as well. Roughly $1100/yr with $500 deductible, $0 deductible for glass.
     

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