wpapua
Member
Spot On TesAus !, AAMI value was $134k (maximum value $143k ?), on a $161k vehicle !
So, going with Shannon's (insurer of classic Citroen ID19, just sold), $161k, at $1044, excess (a bit steep at) $1600.
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Model S Insurance in Australia
- Thread starter meloccom
- Start date
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- Tags
- Australia New Zealand
Spot On TesAus !, AAMI value was $134k (maximum value $143k ?), on a $161k vehicle !
So, going with Shannon's (insurer of classic Citroen ID19, just sold), $161k, at $1044, excess (a bit steep at) $1600.
Mark E
Member
Weird, Shannon's was $1800 for me for $146k, and I have 3 other vehicles with them. I'm in Sydney metro - where are you?
wpapua
Member
Small country town, Western Victoria. No special qualifications - except the straw between my teeth, and the corks hanging from my hat !
Mark E
Member
:smile: still interesting to see the various risk levels that companies use - I was pleasantly surprised with my quote from NRMA and more surprised that Shannons couldn't match it.
gizmonty
Member
Finally getting around to getting quotes for insurance. Youi is the best so far - $2600 with $1500 excess. AAMI want $4040 with $1800 excess!!. Shannon's wouldn't insure me due to my lack of involvement in the world of motoring enthusiasts (even after I promised to be really enthusiastic about my Tesla!).
None of the online calculators/comparison websites seem to work for the Model S which is a shame as it's very time consuming making these phonecalls. Does anyone have any other suggestions for anyone I should call in Victoria?
None of the online calculators/comparison websites seem to work for the Model S which is a shame as it's very time consuming making these phonecalls. Does anyone have any other suggestions for anyone I should call in Victoria?
You must be really young - or have a bad driving record.....
AAMI is around $17-1800 for me. A bit hard to estimate as I transferred an existing policy. I also have a rating one for life as long as I stay with AAMI. I went to add a 20 yo and a 24 yo to the policy and it blew out to an additional $4,500 - so dropped that idea!
gizmonty
Member
I'm 40, with one demerit point on my licence. 38 year old wife on the policy, no demerit points. Hawthorn must just be a really bad neighbourhood.
timpoo
Member
Armadale must also be bad!
Dborn
Confirmed
Strange, Youi quoted me $1100 odd with a $1000 excess, single driver. Must be the 1 demerit point. Mind you, i hear that you need to be very careful with Youi, very high pressures(which they were), especially at renewal time.
Matta
Member
gizmonty
Member
Just tried them. Their 'systems are down' and they can't tell me when they'll be up again. I'm about to head overseas this afternoon so they've successfully lost my business. Hopeless.
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I rang youi back and twisted their arm down to $2593. I guess that's my best deal for now. Given I already pay $1000 to insure a car worth less than 10% of my Tesla I suppose I can't complain too much.
Matta
Member
wpapua
Member
Sorry to rub it in, folks, but Shannon's have sharpened the pencil ! When I adjusted our address to the new home (from country town to rural city, Western Victoria), the premium dropped from $1033 to $980 @ 161K, still a $1600 excess ! A good deal, or not ?
OK.. I let this lapse (kinda on purpose because it was too good), and as expected, I've got from NRMA today $1800 with $800 excess for market value plus glass (includes my 17.5% discount). They have properly put in the different models now, which explains why the price has jumped up. I'm still happy with this as I think it reflects a realistic price now.
Also $800 seemed like the sweet spot for excess for me with NRMA - it saved $200 compared to a $650. A $1000 excess was diminishing (only a $60 saving).
JOH
Member
Just got a quote from Suncorp: Unlimited rental car, lifetime new for old, glass, etc., $1300 standard excess for $1,333 per year. Sounds reasonable based on other figures noted herein.
Dylanpete
Member
I just asked RACQ to refresh the quote they gave me about a month ago, cost $1027 and basic excess $1118.
Calculation was based on:
RACQ Blue Club Member
60% No Claim Discount or Rating 1
Rating 1 For Life
You have held Rating 1/Maximum NCD for the past 12 months with your current insurer.
You have had no at fault collision claims in the past 12 months.
You have received a maximum No Claim Discount for the life of this policy.
Calculation was based on:
RACQ Blue Club Member
60% No Claim Discount or Rating 1
Rating 1 For Life
You have held Rating 1/Maximum NCD for the past 12 months with your current insurer.
You have had no at fault collision claims in the past 12 months.
You have received a maximum No Claim Discount for the life of this policy.
Dylanpete
Member
Yes, it is. The quote was made on 18 Dec and only valid for a month so I asked for an extension today. I will re-post after getting their answer.
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