My Model S85 was in an accident. I don't want to get into the details of the accident here -- I'll save that for another post, but my insurance (only my car was involved in the collision), State Farm, has declared it a total loss. It was pretty obvious after the accident, even without the claim adjuster there, that it would be totaled. They've given me a value for the total loss, but it seems on the low side to me. If I were to replace the totaled car with another Model S with the same specs, I would still be eating at least $15k, not including registration or sales tax. I was under the impression that having a totaled car meant insurance would pay you out the amount it would take for you to buy a comparable car. The car prior to the accident was declared in very, very good condition. It was only 4 months old, with 3000 miles on it, no prior dings or scrapes or accidents. It was a dolphin grey (noooooo!) S85 with tech package and parking sensors. My questions: For users who have gone through the insurance total loss valuation process, does 73k seem like a reasonable amount? If the amount seems low, what facts or evidence can I use to contest it?