I just set up insurance for my Model Y that's arriving soon. At TD Meloche Monnex with a university group rate, I'm paying $1460/yr with a $500 deductible, accident forgiveness and 5-year replacement cost. The rep said that the 5-year replacement cost coverage costs about $90 in the first year and goes up every year until it's around $250 in the 5th year, and then it goes away, but you can cancel it at any time. Also if you're a good driver and are comfortable with the monitoring, TD has a smartphone app that monitors your driving habits, and based on how well you drive, your premiums would be reduced by 0% to 25% (you get 5% off for the first year). The app monitors speed, acceleration, braking and cornering. They say the data will never be used to increase premiums but I wonder if they could use it against you if there was an accident... I opted out.
I will be paying about $1000 more for insurance in BC sigh. I would opt out of the monitoring app too especially with a Tesla.
Let’s keep each other posted on this- I haven’t gotten my VIN yet, and I ordered March 15th. It would not kill me to wait a little longer, as I could user the price break.
If it wasn't for the fact that I bought FSD I'd be pissed. Since I did, I still saved a couple of grand over the current price.
Typically if you change the order, say upgrade or downgrade your rims, will adjust the price to current rates. When I did this early in my order the price change was immediate.
Great tip, thanks. I will order the mobile charger & NEMA. We are moving in 6 months, so this is a great option so I can take the charger when we move.
Unfortunately this spar for the course with TESLA. Model 3 owners deal with the same thing. The thing with TESLA is they make changes to the cars as improvements and or efficiencies are found and they pass those savings on. Sucks for those of us who just purchased, but it's better than buying a car that doesn't improve after you buy it, and you have the buy the next model to benefit from any possible improvements.
