A partial update. They did the teardown, and actually didn't find all that much more damage, so the cost of repair is around $29,000. (I do suspect this figure will creep up some when/if they actually do the repair, but the insurance company is going with $29k for its calculations, regardless.) But, they redid the salvage bid for the car, which had initially come back pretty low. With more concrete info about the cost of repair, the new salvage bid came back significantly higher. In Illinois, total loss is determined based on a formula: cost of repair + salvage value. If that's greater than the pre-crash value of the car, then the car is deemed a total loss. Since my insurance will pay for my car rental for the entire time of the repair, they will factor in the cost of paying for my car rental into the cost of repair, and with that included, it's getting close to the number needed for it to be totaled. The sticking point here is that they determined the value of the car to be quite a bit higher than the cost of buying a new Model Y, and that number can't be changed - so it may fall short of being deemed a total loss by a few thousand dollars. I'll post back once I get final word. Thanks for all of the comments and suggestions!