MX Insurance in Texas

[andrewdtran]

We’re looking to get a Model X and our current insurance company quoted $1,700 for a 6-month premium? Is anyone else in Texas getting better rates?

 

[TexasTeslaRacing]

Yes, try approachquote.com. They have helped many owners in Texas with auto insurance specifically for Teslas.

 

[superdry]

I paid $928 for 6 months with Nationwide for a new Model X, and that's with the liability bumped up to $300k. That did include the multi-car discount and probably some other discounts for having other policies, but I doubt it would be anywhere near $1700 without those.

 

[bhorn]

Is that high quote for a performance MX?

 

[OrbiterTI4]

Quote multiple companies.
Some refuse to insure Teslas (Germania, a TX-specific company, for example).
Some will insure but really don't want to - Farmers still quotes me $1500 for 6 months with $1k deductibles on a 2015 Model S.
The rest is just a numbers game - for my Feb renewal, State Farm had lowered their HOU rates and came out the winner over Progressive and GEICO.

 

[jboy210]

Always hard to compare one person's rate against another. Driving record, age, location, marital status, claims history, multi-car, etc. All effect the premium.

 

[superdry]

Is that high quote for a performance MX?

No - 100D

 

[KentuckyX]

Always hard to compare one person's rate against another. Driving record, age, location, marital status, claims history, multi-car, etc. All effect the premium.

Exactly. I pay $489 for 6 months’ coverage through State Farm. Multi-car, home, good driver.

 

[andrewdtran]

Is that high quote for a performance MX?

Just for a Long range

 

[garrett5688]

Progressive is far cheaper than any others for my MS. But this is varies so much person to person. Just get several quotes.

 

[AlexF1]

Do they have tesla insurance in Texas yet? I got my quote of $2200+ for 6 months from Geico. Tesla quoted me just $600+ for 6 months for higher coverage.