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My 3 was hit by a teenager; what can/should be claimed for this damage?

Discussion in 'Model 3' started by domorobigato, Oct 30, 2019.

  1. domorobigato

    domorobigato Member

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    On Sunday, a 16 year old on a learner's permit made an unprotected left turn and apparently didn't see me:



    Fortunately, I wasn't going very fast, as the speed limit on this street is 35 MPH. My Model 3 was delivered July 2018 and has FSD. The airbags didn't deploy and the car wasn't disabled. Here is the damage:

    Image from iOS (2).jpg
    Image from iOS (3).jpg

    For those wondering, I asked for a flatbed, but the tow truck company opted to put the rear wheels on a dolly. I had the car towed straight to my body shop. I'm fine, but my wife had to go to a chiropractor. The police and my insurance already said this is the other party's fault.

    My question is what can/should be claimed for this damage? Diminished value? My insurance is Ameriprise and the other party's insurance is a Progressive commercial policy.
     
    • Helpful x 2
  2. Revelation

    Revelation Member

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    You want full rental reimbursement. It’s well known that repairs can take longer than normal for Teslas.

    I would also request a Model 3 as a rental. This is less likely, but it’s worth a try.

    If the car is not totaled, ask for loss of value. Tally up any other expenses associated with the accident and provide copies of receipts to Progressive for reimbursement.
     
    • Like x 1
  3. jkoya

    jkoya NA2 NSX

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    Sorry to hear of your accident and I hope your wife recovers quickly. I would agree with what Revelation said in the above post...
     
  4. DrPhil

    DrPhil Member

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    Wow! Gave that Range Rover a decent kick!
     
  5. KenC

    KenC Active Member

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    Hope your wife is okay.

    A car stopping to your left that isn't turning, is always a "be careful" moment, since there's always the possibility of a car or person crossing in front of the stopped vehicle.
     
    • Like x 5
    • Love x 1
  6. Ludalicious

    Ludalicious Active Member

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    That's what I was thinking. I would keep this video for personal use only. I have read about at fault cases when, vehicles are stopped while light is green. What the police say and the insurance company are 2 different opinions.
     
    • Like x 2
    • Helpful x 1
  7. NoMoGas

    NoMoGas Supporting Member

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    This is why I have Tesla Insurance :) Tesla rentals 100% paid for.
     
    • Informative x 3
  8. S4WRXTTCS

    S4WRXTTCS Well-Known Member

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    Is it not turning? It looks like its blinkers are on to me. Apparently it's not being driven by someone with their learners permit because they're actually yielding.

    I don't see anything the OP could have done to have avoided that. The turning vehicle reduced his view, and thereby the time to react.
     
    • Informative x 3
  9. NoMoGas

    NoMoGas Supporting Member

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    Sir, you are correct That car WAS turning. I was with @KenC and thought he was just stopped until you said something.
     
  10. Ludalicious

    Ludalicious Active Member

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    X2. I thought it was just stopped. should make the claim allot easier.
     
  11. JohnSnowNW

    JohnSnowNW Active Member

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    That sucks. I will say in these incidents I ALWAYS slow down before the intersection. Unfortunately, even doing so I believe I would have only hit the kid at a slightly reduced speed.
     
    • Helpful x 1
  12. Dan203

    Dan203 Active Member

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    Did the car's auto braking intervene at all?
     
  13. Socal3XXXX

    Socal3XXXX Member

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    I had minor accident last month, I have Ameriprise and the at fault driver had AAA. Ameriprise wasn’t that great on helping me. The other driver did cover my current model S rental. I was reading it’s hard to claim diminished value though
     
  14. domorobigato

    domorobigato Member

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    Thanks for the kind words about my wife! She is doing well.

    Yeah, I was surprised at how much the Land River moved, and that car had only scuffs! My car took the majority of the damage.

    I don’t believe so. If it did, it wasn’t enough for me to notice.

    I would too, but Ameriprise was cheaper for me. I also have a backup car, so I’ve been using that until Progressive contacts me.


    Unfortunately, this street is notorious for this since all of the left turns are unprotected.

    Not sure if this is sarcasm, but he was definitely on a learners permit. He actually didn’t even have it on him, just a picture of it on his phone.
     
  15. NoMoGas

    NoMoGas Supporting Member

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    I think he meant the car you passed on the right. If you look carefully he had his blinker on so you are 100% not at fault.
     
  16. domorobigato

    domorobigato Member

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    I see it now. Thanks!
     
  17. Dan203

    Dan203 Active Member

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    The front of your car is mostly aluminum and designed to crumple to prevent passenger compartment deformation. That Land Rover is built like a 1950s Cadillac.
     
  18. Skione65

    Skione65 Active Member

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    @domorobigato,

    Not that it matters but we’re you on AutoPilot or driving? Curious if AEB would have triggered and stopped you in time. That was pretty short notice. On another note...a Teen In a Land Rover? Pretty good hit. That LR is built like a tank. What was its damage....light scratch on the bumper?

    Ski
     
    • Funny x 1
  19. St☰v☰

    St☰v☰ Member

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    Hope you're ok, Front doesn't look too bad, but with a Tesla it's hard to tell.

    Wow, isn't that's a pre-70 California license plate?
     
  20. domorobigato

    domorobigato Member

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    I wasn't on Autopilot. The accident happened in Burlingame/Hillsborough, which is a very affluent part of the Bay Area. Check out the real estate there. The Land Rover had scratches on the bumper, a half removed fender flare, and a hole in the radiator.

    It's the 60s throwback plate that you can order from the DMV.
     
    • Like x 1

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