Garlan I am not questioning your description of your particular installation, but where I live a critical loads ("essential") panel is required by code. I think that is the case in many parts of the US. When you make absolute statements like "You don't need an essential panel" I suggest keeping in mind that there are other factors that negate that statement.You don't need an essential panel. You can connect eadh Solar Edge Inverter to 1/2 of you primary panel and all of your 120v appliances will work.
And I see you have now posted explaining further why you do not have such a panel. Thank you.