My progressive quote for insurance

[firelegend]

I've had progressive for 10 years so there is that but the rate was not a shock. 6 months. The total amount doesn't show the removal of one vehicle. basically my rate will stay the same give or take $10. it seems wrong that the Honda Accord is more expensive tho.

Coverages
Limits
Rate
Bodily Injury & Property Damage Liability:
$100,000 each person
$300,000 each accident
$50,000 each accident $162.00
Uninsured Motorist Bodily Injury & Property Damage: $25,000 each person
$50,000 each accident
$25,000 each accident with $200 UMPD exclusion $10.00
Medical Expense Benefits: $10,000 $28.00
Income Loss Benefits: No Coverage $0.00
Other Than Collision: $250 deductible $21.00
Collision: $500 deductible $73.00
Transportation Expenses: $600 each occurrence $8.00

 

[PLUGZIN]

What period of time is this insurance for? 1 yr? 6 month? If one year; seems very low for 3 vehicles.

 

[ranss12]

Live in Western New York, both of us 65 years old, retired:

We have Geico - 500,000 each accident 250,000 250,000 each person
$500 deductible
For just my 2017 Honda CRV - $454
Adding Model 3 +$472 for total of $926 for 6 months.

Got a quote from Progressive - same coverage: $921 for 6 months.

So we're staying with Geico.

Also got quotes from State Farm and Liberty Mutual - don't remember the exact amount but they were not competitive.

 

[PLUGZIN]

Live in Southern California; retired; Annual Cost for 2 vehicles is $2,356; $1,599 for 2018 Tesla M3; and $757 for 2016 Nissan Rogue SL. My coverage limits are fairly similar to ranss12; but annual cost for both vehicles is about $500 higher. Looks like I should get some quotes; though most things in CA more expensive.

Coverage on both vehicles includes:

Bodily Injury & Property Damage Liability: $500,000 each person, $500,000 each accident
Uninsured Motorist Bodily Injury & Property Damage: $500,000 each person, $500,000 each accident
Medical Payments: $5,000
Other Than Collision: $250 deductible $21.00
Collision Deductible: $750; Comprehensive deductible: $500
Car Rental: $35/day

 

[Tezlah]

I have GEICO, I’m under 30 years old. My 6 month quote totals

Bodily Injury Liability: $300K/300K
Property Damage Liability: $100K
Medical Expense Payments: $5K
Uninsured Motorist Bodily Injury: $300K/$300K
Uninsured Motorist Property Damage: $100K
Comprehensive: $250 deductible
Collision: $500 deductible


6 month quote: $450

 

[slade037]

How did you get your quote so low? I am 36 with no tickets or accidents also in NoVA.

My Geico quote was

Bodily Injury Liability: $300K/300K
Property Damage Liability: $50K
Medical Expense Payments: $5K
Uninsured Motorist Bodily Injury: $100K/$300K
Uninsured Motorist Property Damage: $50K
Comprehensive: $500 deductible
Collision: $500 deductible

6 Month Total Policy Premium:
$616.41

 

[Tezlah]

I have home and auto bundled, so that probably is a factor.

 

[M3forME]

it seems wrong that the Honda Accord is more expensive tho.

My 2010 Dodge Challenger is more expensive than the M3 to insure! When my State Farm guy gave me the quote I was shocked, in a good way, bc I budgeted more thinking it would be higher.

 

[slotti]

@PLUGZIN
I have very similar numbers with Progressive. We are getting the downside of living in beautiful Cali.

 

[Rick Duva]

I have Geico and they wanted $1700 a year. Switched to progressive with same coverage for $700

 

[octoad]

Progressive wants $3,363 for 6 months! Yes, I have a 17 year old driver in the house, but this is ridiculous! 3 drivers and cars, clean records all around.

 

[Moderatefan]

I've requested quotes from a few companies. Geico and Progressive were most competitive.
Progressive gave me a much lower house insurance quote compared to my current (AllState) and Geico, which was on par with AllState. Not clear from online quotes what exactly they insure as far as M3 - 35k version or 60K version. Need to visit the agent to make sure, I may switch to them before M3 comes.

 

[hadji]

Has anybody looked into the Tesla insurance through Liberty Mutual? Is there a reason people aren't utilizing that? Too expensive? Not good coverage?

 

[hadji]

Has anybody looked into the Tesla insurance through Liberty Mutual? Is there a reason people aren't utilizing that? Too expensive? Not good coverage?

The reason I ask is because I applied for a quote when configuring and the quote seems pretty reasonable. Trying to figure out what the catch is:
Bodily Injury Liability: $100K/300K
Property Damage Liability: $100K
Medical Expense Payments: $1K
Uninsured Motorist Bodily Injury: $100K/$300K
Uninsured Motorist Property Damage: Not included
Comprehensive: $500 deductible
Collision: $500 deductible

$59/month

 

[gambit48]

I'm looking into it when the time comes. I'm in a relatively low cost part of CA, but PLUGZIN's costs look normal to me. Just another part of the sucky part of living in CA.