Been with them forever, home and auto, never an issue with claims. First was totaled vehicle in 2010 (they were American Express insurance I think at that point) , latest was 2020 with a minor front end cosmetic repair. They have little/not local presence but dealing with them for adding/removing cars, drivers, processing claims has always been easy.
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MYP Insurance
- Thread starter Mateo83
- Start date
Cyberspeed
Member
MYP with USAA in Ohio is $70/month. Tesla quoted $79/month.
Went with USAA (been with them for 25 years). Same amounts/coverages.
Went with USAA (been with them for 25 years). Same amounts/coverages.
I just got a quote from Costco Connect for my M3 only.. no bundle and it was 587 for 6 months.. that about 600 cheaper than AAA with a multi-car/house/etc discounts.. So now I'm thinking 
OCJeff
Active Member
I'm in the same boat. I just know if I switch I'll have to cross my fingers and hope I never have a claim with them (seems like their customer service is hit or miss).I just got a quote from Costco Connect for my M3 only.. no bundle and it was 587 for 6 months.. that about 600 cheaper than AAA with a multi-car/house/etc discounts.. So now I'm thinking
These reviews are pretty bad....
American Family Insurance - Madison, WI
78 reviews and 22 photos of American Family Insurance "This is not about my former agent so much as the adjusters, therefore I'm attaching this review to corporate headquarters rather than his agency listing.. I had an accident and my car is no longer young so I was not surprised that it would...
www.yelp.com
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They paid off a total loss on a vehicle in 2010, I had the check within a week, and fairly valued as well. Second claim was me hitting a racoon and breaking some plastics off the front of the vehicle. Took pictures of the damage and uploaded via mobile app, they gave a "guesstimate" that turned out to be pretty close to the actual, along with recommendations on where to get it fixed (but it was still my choice). They paid the repair shop directly minus my deductible. Glass coverage has also been painless. No complaints / "hit or miss" from my experiences with them.
kpinthebay
Member
My thinking is you're more likely than not to have to use it. And even if, Costco is so geared towards customer service that they will bend over backwards if you complain to them if you ever had bad service from their insurance partners. I'm sure they did their due diligence in picking partners that will deliver the same level, if not better, service than they do at their stores.
Certainly a $500 or 600 savings is very much worth any added risk you perceive there to be with the switch
OCJeff
Active Member
OCJeff
Active Member
Well I jumped ship from USAA to Costco Connect for Auto. Saved over $700 every 6 months (3 cars, 2 Tesla + a Lexus and the 6 month rate was $890).
I‘m just hoping I don’t have any claims. Only had 2 in the last 10 years both not at fault and minor.
Kept home ins. with USAA since my zip code is "brush country" and not insurable.
Edit: For context, and "change of heart" from my prior post was some research on the company, and while not the best, still decently rated.
2021 U.S. Auto Insurance Study
I‘m just hoping I don’t have any claims. Only had 2 in the last 10 years both not at fault and minor.
Kept home ins. with USAA since my zip code is "brush country" and not insurable.
Edit: For context, and "change of heart" from my prior post was some research on the company, and while not the best, still decently rated.
2021 U.S. Auto Insurance Study
Yeah.. I'm thinking hard about it. I've had AAA for years but they have gotten expensive..
Just jumped ship too from AAA to Costco for the Tesla. Even with all the "discounts" AAA gave me, it was 670 dollars a year cheaper with CostCo with less deductible for comp/collision.
Just got a USAA quote. $180/mo for both a MYP (10k miles per year) and 2017 Nissan Rogue (12,000 miles per year).
Arizone
Member
I switched to Costco for my MYLR as it was cheaper than Geico with my old car, and cheaper than all the quotes from other companies I received. $145 per month.
zoomer0056
Active Member
Yup Wawanese has good rates. I've been with them for many years. Without a VIN they quoted me $550 for the year with my multiple car policy.
You guys are killing me!
I'm with Nationwide, they also have multiple cars with me (6) and several homes...
I'm paying $200/month for my MYP.
It's probably because I have a 21 year old, and 23 year old in the family and a soon to be new driver. I can have anyone in the family drive any of our cars, but wow... I can't believe how cheap everyone else is getting their insurance!
I'm with Nationwide, they also have multiple cars with me (6) and several homes...
I'm paying $200/month for my MYP.
It's probably because I have a 21 year old, and 23 year old in the family and a soon to be new driver. I can have anyone in the family drive any of our cars, but wow... I can't believe how cheap everyone else is getting their insurance!
Cyberspeed
Member
guess I need to enjoy my MYP for a few more years then sell it and get a prius.... Those rates are nuts....
