The love of my life had a minor incident with a pole. The wheel well is scraped, and two dents on that small panel that surrounds the wheel. No door damage. To my eye, it seems pretty minor league. I call Tesla: Who do you recommend for a body shop? I am in North Los Angeles area. I take it to their Body Shop for an estimate: $11,000! To my eye, the estimate is extremely padded. It includes line items like "Ensuring Battery Remains Charged" (one hour labor @ $155/hour). $2000 in parts. So I took it to some non-Tesla recommended shops (highly recommended by local owners of Mercedes and Audis). One said they wouldn't dare work on an electric car, the other gave an estimate of: $1850. They would pound out the minor dents, and repaint like any other luxury car. But they are not approved or authorized. My deductible is $1000. I am considering not involving insurance to avoid the inevitable rate hike, and paying the extra $850 myself. Or I can involve insurance, take it to the recommended place, and watch my rates skyrocket. If it were anything other than very minor damage I would of course go the insurance route, that's what it's for. But it's such a stupidly small scrape and dent. Any advice? Anyone know how much rates go up if you make a collision claim?