Got rear ended at a stop light and two weeks later got backed into in a parking lot on my 6mo old S. Both accidents 100% the fault of the other driver. My insurance, Hartford, and the Tesla approved auto body shop have agreed on the estimated repairs. BUT Hartford refuses to pay the requested $125/hr labor rate, offering only $52/hr. This leaves me about $3K short on the repair cost. Interestingly the auto body shop says Hartford has paid them $125/hr on other claims, which Hartford doesn't deny. Totally mystified why I'm being cheated, especially since both drivers are insured by other insurance companies (Geico & Continental) so Hartford won't be paying. Surely Hartford knows high end auto repair costs are higher than Fords. Would also like legal help to pursue filing a diminished value claim. Hoping I can get advice from the group regarding how to proceed and hopefully a referral as I have never had an accident in over 30yrs and am very ignorant and feel I'm being taken advantage of.