Welcome to Tesla Motors Club
Discuss Tesla's Model S, Model 3, Model X, Model Y, Cybertruck, Roadster and More.

Need to be a US-Citizen to get Loan Approved from CU's?

Folks, i had strange experience with a Credit union regarding eligibility and i was told its the same with all Credit Unions.

Does one need to be a US-Citizen to get approved for Auto-loan from CU's ? (i'm on my work visa waiting for GC. Configured 3 on 4/13 hoping to get it delivered within next 4-5 weeks)
Yes i have an SSN been here in US since 2006.. i have a 30 yr mortgage with a bank too...
That's strange. You can get 30year mortgage, but can't get a 5year loan on a car. I say screw them and go somewhere else. I've had bad experience with CU too. They're very beurocratic and arrogant. I have a stellar FICO score of 820, and have credit card limit of up to 30k from other banks. Yet, they denied my credit card application. Go figure :)

About Us

Formed in 2006, Tesla Motors Club (TMC) was the first independent online Tesla community. Today it remains the largest and most dynamic community of Tesla enthusiasts. Learn more.

Do you value your experience at TMC? Consider becoming a Supporting Member of Tesla Motors Club. As a thank you for your contribution, you'll get nearly no ads in the Community and Groups sections. Additional perks are available depending on the level of contribution. Please visit the Account Upgrades page for more details.