I would like to know what happens to the $7500 Federal Credit with the new lease. I did my math @ 3% and looks like this money is fully taken by the bank with no subsidy on the monthly payment or the residual value. The residual value to own the car after 3 years period was quoted at 53/52 % for 12K & 15K mileage options respectively. Based on the monthly payments for 3 years it sums to 57% of the actual car price. 9-10% extra (interest) for leasing seems a bit high for an EV lease given that the bank gets to keep $7500. Your thoughts please ?