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NJ Insurance Quote

Discussion in 'Model S: Ordering, Production, Delivery' started by tantantheman, Aug 29, 2014.

  1. tantantheman

    tantantheman not part of the mod squad

    Joined:
    Jul 3, 2014
    Messages:
    34
    Location:
    Warren, NJ
    So our Allstate agent just emailed us back with an add-car quote (there's supposedly a multi-car discount applied) and our Model S is quoted at 1200 per 6 months.

    I have read a few posts around the forums, and since this is such a mixed topic I was just wondering if this was reasonable. If it is, then we will probably stick around with Allstate (NJ), but if it is considered highway robbery to the people in this forum then we might think about switching.

    I think it is quite weird that it is this high, as our soon-to-be-built Model S is an S85 and not even a P85.
     
  2. rlang59

    rlang59 Member

    Joined:
    Feb 27, 2013
    Messages:
    923
    Location:
    US
    That's more than double what I pay in NJ. Shop around.
     
  3. smsprague

    smsprague Member

    Joined:
    Mar 3, 2014
    Messages:
    517
    Location:
    Tucson, AZ
    It's triple what I pay in Arizona
     
  4. professionalr

    professionalr Member

    Joined:
    Mar 8, 2013
    Messages:
    98
    Location:
    Rancho Cordova, CA
    For what it's worth... It's t double what I pay in SF Bay Area. Only car, no accidents, 28, $1k deductible with AAA
     
  5. yobigd20

    yobigd20 Well-Known Member

    Joined:
    Oct 28, 2012
    Messages:
    5,793
    Location:
    Skaneateles, NY
    ditto. that quote is double what I pay too. FWIW I was with Allstate before I bought my MS. When I bought my MS and got a quote from Allstate for adding it to my existing policy, I laughed and immediately started calling lots of other insurance companies. Geico & State Farm are also really absurdly high. State farm was by far the worst. Almost 3-4x what I pay now from Progressive. Progressive was the best price I came across. And that's with a $250 deductible with Progressive and a $500k umbrella policy whereas everyone else was like $500 or $750 deductible with like $100/300/100 coverage. And still progressive was like half their price. The choice was very easy. I haven't found better prices for more coverage than Progressive in NJ.
     
  6. andrewket

    andrewket 2014 S P85DL, 2016 X P90DL (soon 100)

    Joined:
    Dec 20, 2012
    Messages:
    5,043
    Good luck getting progressive to actually pay. There are a bunch of people on here with active fights.

    I'm paying $750/6-month 1M/1M/500K 1k deduct on Allstate. I just shopped around and Allstate turned out to be competitive. Several carriers wouldn't even cover the MS.
     
  7. Amped-Up

    Amped-Up Member

    Joined:
    Jan 11, 2014
    Messages:
    80
    Location:
    Morris County, NJ
    I have USAA. Great company, have homeowners and umbrella with them as well. $1M/$1M/$250. $1k deductible. Clean record, multi-car. Pay just under $1,700/yr. Would be about $100 less but have a teenage driver who theoretically could get the keys to the car. Of course should that happen said teenager will never get keys to any car in this household.
     

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