I know there have been a few similar threads recently but, put simply, my insurance renewal is due and NRMA (current insurer) and InsureMyTesla have quoted almost exactly the same premium, with the same excess. The respective PDS documents have taken the typical insurance company "confuseopoly" approach so, if there is a material difference in there, I can't spot it. Has anyone done the DD on this and would you care to offer an opinion as to which one might be better? Otherwise it's down to a coin toss. Edit: InsureMyTesla does cover the Tesla HPWC so that is a difference, though it's not clear to me how often these things have issues.