I use Geico as they had the best rates which I’m sure are different from NYC. Other factors are taken into account for insurance as im sure you know. Things like age, credit rating, etc
My dad recently switch to Geico from State Farm because they had jacked his rates up so high. He was being charged over $2,000 a year for 1 car which is a newer Hyundai hybrid. Dad has great credit, no accidents, no points so the only thing I can conclude is they felt he was a higher risk due to age. Dad was late 70s when his rates began creeping up with State Farm. Mom was also with State Farm and her rates were slowing creeping up as well around the same time.
Best of luck.