This happened. Noticed it yesterday. Do not know how but it could have been Tesla service who had the car and maybe hit it? We never have had ANY damage to front underside until yesterday. How much should a new over wheel panel cost? Taking it to service to get it checked out. Has anybody ever replaced one. The small scratch on the underaside doesn't bug me very much. Also the over wheel panel is coming loose. Should it go in asap? Don't think I will use any AP features as dont want sensors to mess up.