Just to clarify, I didn't get an email or a phone call. Just happened to log in for first time today.......I had called a bank to go ahead and lock in a rate. Just happened to notice by normal info at the top with total estimated cost was gone and now it was asking for specifically my bank info including total of the loan and the bank address. Now I wait again. Of course I am leaving for vacation next Thursday till following Tuesday, so please don't let that be the time frame!!!!!