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PA best insurance rates?

Discussion in 'Mid-Atlantic' started by Atebit, Oct 18, 2014.

  1. Atebit

    Atebit Member

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    Location:
    PA
    I was wondering if any PA owners wouldn't mind sharing which carriers they believe are offering the best rates for the Model S?
     
  2. AnOutsider

    AnOutsider S532 # XS27

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    Also curious, as I'm reaching the point where it's time to switch it up.
     
  3. Atebit

    Atebit Member

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    (I guess they all do mind.) :confused:
     
  4. SamGarber

    SamGarber S85 "Whale Shark"

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    Location:
    Philadelphia
    I pay $140/mo for my S85 with State Farm. Same policy has my ML350 and it is $142/mo. 2 drivers, no accidents in last 6 years.
     
  5. Atebit

    Atebit Member

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    Thanks!
     
  6. Newscutter

    Newscutter Member

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    Wexford, Pennsylvania, United States
    I have USAA, pay somewhere around $550/6 months. Squeaky clean record, 2 drivers, 3 cars. Full tort 100/300. $500 deduct.

    Note that I had to notify insurer of the tracking capabilities of the car. They were familiar with OnStar and similar-- for which there was a discount code associated with the car models specifically-- but Tesla had no such affiliation in their system. The discount is disappointingly minimal but they did retroactively apply it since we took delivery.

    No dashcam discount. Grr.
     
  7. PatD

    PatD Member

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    Location:
    Broomall, PA
    I don't have a Tesla (yet), but asked my Allstate girl today what the numbers would look like. $4k for a year. I'll be switching. . . Have a quote from USAA for a little more (Like $20/mo more?) than what my 2006 TL is costing me now.
     
  8. Atebit

    Atebit Member

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    Thanks! This may save me some legwork as I currently have USAA. They seem to have the best rates based on the replies (understanding that MMMV).
     
  9. CHGolferJim

    CHGolferJim Member

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    842
    Location:
    Chapel Hill, NC
    Haven't asked USAA about Tesla rates yet, but our family experience with them for 30 years for almost all of our insurance has been so positive that I rarely get alternative quotes. Tesla-level customer service, fast claim processing, and rebate checks!
     
  10. dsm363

    dsm363 Roadster + Sig Model S

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    USAA may not be cheapest but they provide good service and don't think you have to worry about getting taken care of should you need it.
     
  11. rjpryan

    rjpryan Member

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    In Pittsburgh... I checked with Allstate yesterday, and they quoted $266/month ($3200/year). Geico was between $82-$90/month depending on options, and State Farm was $120-$144/month.
     
  12. Newscutter

    Newscutter Member

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    Wow. I guess you're not going to be in "good hands"! Where are they coming up with that number?!?
    My impression of the "state" companies (Allstate/State Farm) is less than favorable... so just as well they're pricing themselves out of the market.
     
  13. rjpryan

    rjpryan Member

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    Yeah, I don't know. They're completely nuts. So far I have been most impressed with Geico locally while researching options — the representative actually knew what a Tesla Model S was without asking me "who makes Tesla, is it a Toyota?" Geesh.
     
  14. PatD

    PatD Member

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    Location:
    Broomall, PA
    I'm doing the same research. Be sure to search Geico on this site - a few people have had issues. So far I'm leaning towards USAA.
     

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