So I have placed my order for an 85D and will be heading down to my local Credit Union, Patelco to apply for the loan. I have heard great things about Alliant but would like to see if going to my bank would be a better option. I must admit I am extremely nervous. The total price of the car before taxes is $103,540 and will be hoping to finance the full amount but I'm willing to put at least 20% down. I'm Self-Employed and make well over $100k a year and last I checked my credit score was 698 with all my cards paid off along with my Nissan Murano. Not sure what to expect from Patelco on Tuesday. Has anyone tried to get their Model S loan from them? If so what should I expect and are they fairly easy to work with or should I just go straight to Alliant?