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Question about financing rates

redy

Member
Jan 12, 2016
169
82
Brooklyn
I have seen the search results, went over some threads and saw that the latest information is from 04/17. Was looking for updated info.

Credit score of slightly less than 800. Annual income circa 300K more or less.

Alliant offered 90% at 3.99 x 84 mnths.

Can I do better? Is it even reasonable to expect a lower interest rate for 84 months?

Ordered an inventory 75 for 79K. Appreciate all the help.
 

ucmndd

Well-Known Member
Mar 10, 2016
6,274
11,701
California
When I purchased 6 months ago there was a rather pronounced difference in APR at the 84 month mark. 84 months was in the 4% range like you've discovered, while 78 months was 2.25%.

I went with the slightly elevated payment at 78 months.
 
  • Informative
Reactions: redy

Maxv

Member
Jun 4, 2017
72
41
Boston
I have seen the search results, went over some threads and saw that the latest information is from 04/17. Was looking for updated info.

Credit score of slightly less than 800. Annual income circa 300K more or less.

Alliant offered 90% at 3.99 x 84 mnths.

Can I do better? Is it even reasonable to expect a lower interest rate for 84 months?

Ordered an inventory 75 for 79K. Appreciate all the help.

Have you taken a look at this thread Recent CPO Loan Rates ? It has some more up to date data points.
 
  • Helpful
Reactions: redy

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