NAV reports an anticipated SOC remaining after the trip. It would be based on the full battery capacity.
Speculation from what I've interpreted so far (again I don't have NAV so can't test theories):
It does not take into account your past driving, (or weather) but does take into account elevation. Somebody chime in here, because if it doesn't take into account heat in winter the estimate will be far off.
BTW, you have some pretty fuzzy math above. I think you reversed your numbers:
47% of 219 is 103
47% of 248 is 117
So if the trip planner suggests 47% remaining, you'd have 117 RM remaining but only if you matched NAV's estimated use. If you want to check % remaining compared to RM after your trip (any time actually), you have to go to the units screen and change to Energy. If you only had say 100 miles left after your trip, % remaining should read more like 40.
Also I agree; if you're using NAV and it says XXX miles to your destination, it makes no sense to estimate SOC % remaining when you get there. I think I remember reading a post that NAV gives you the option to select Round-Trip SOC remaining though, so that could help. Not when you're going somewhere else afterwards, which of course way-points would help.
People have been complaining about different aspects of NAV since the beginning: lack of way-points, alternate routes, routing issues, etc. etc. This all reinforces my opinion that I made the right choice by not getting NAV.