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Rear end collision

Discussion in 'Model S' started by Sebheintz, May 7, 2019.

  1. Sebheintz

    Sebheintz New Member

    Joined:
    Jan 15, 2017
    Messages:
    3
    Location:
    Columbia, MO

    My Model S 75D got rear ended [​IMG]
    Of course my car fared much better than the other guy but damage still fairly substantial, quoted ~$28,000. I would appreciate any guidance / recommendations regarding dealing with insurance, etc.
     
  2. 2012MS85

    2012MS85 Member

    Joined:
    Apr 26, 2017
    Messages:
    400
    Location:
    Blue Grass, IA
    1. Call your insurance company to file a claim.
    2. Give them your video proving 100% fault of the car that rear-ended you.
    3. Relax and enjoy the benefits of being insured so you avoid all the hassles.

    Hope everyone is physically okay! If not, see doctor and give that bill to the insurance company.
     
  3. gabreigns

    gabreigns Member

    Joined:
    Jan 29, 2019
    Messages:
    34
    Location:
    Chicago
    Wow, Glad everyone is okay. Does you car have rear facing seats?
     
  4. Eclectic

    Eclectic Member

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    Nov 8, 2014
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    Location:
    Bay Area & Montana
    What makes you think your care fared better than the Cadillac?
     
  5. Macbest

    Macbest Member

    Joined:
    Sep 14, 2012
    Messages:
    93
    Location:
    Bay Area
    Same thing happened to me a month ago. First quote was $32,000. They quickly totaled it. Go online especially on Tesla’s website to find similar cars with similar miles. Make sure you expand the location search. Send screenprints to insurance once they say it’s totaled and it has been assigned to a loss specialist. Do the prints now! The cars do decline every week. You are out of a car today and why not be reimbursed based on prices today not two weeks when they get there act together to determine it is totaled and the lag before they pay out!

    You could wait to see what they come up with in terms of a payout. My experience shows don’t wait. They had my research and when they did there’s and sent the report, it showed a big lowball. But with my research, they matched the price which was $8000 more than what there research did.

    Also remember to ask for sales tax on that car that is similar. If the accident isn’t your fault then they must pay for that too. You will have to pay it!

    One caveat, mine was a Facelifted 2016 90D model S. A lot of the comparisons were non Facelifted versions. This is the issue with Tesla changing features during a model year. They don’t know how to handle that as it hasn’t generally hasn’t been done before with other car companies. So again they could compare to a pre updated car you may have.

    Finally, when I bought my new model S, I added new car coverage for the two years allowed by the insurance company. This replaces with a like for like and will prevent this whole hassle above for the first two years if god forbid, it happens again. Cost, $228 a year.

    My accident was at high speed. Was on autopilot and it saw that two cars ahead was slowing. So the Tesla started to brake. The person was following too closely and nailed me at high speed. Everyone walked away fine. Safest car on the road.
     
  6. Sebheintz

    Sebheintz New Member

    Joined:
    Jan 15, 2017
    Messages:
    3
    Location:
    Columbia, MO
    No rear facing seats
     
  7. mattack4000

    mattack4000 Active Member

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    Oct 1, 2017
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    1,682
    Location:
    CA
    Probably not enough for you to get the new one, but it will be 35 40k when all is set and done, also no car for like a month
     
  8. ElectricMagicS

    ElectricMagicS New Member

    Joined:
    Jan 31, 2020
    Messages:
    2
    Location:
    New York, NY
    I had a similar experience recently. How did you do in the end with the repair, was it fully covered? I was advised after the repair to file a Diminished Value Claim, as the book value of the Model S went down with an accident on file. Did you file that? Thank you
     
  9. AYCE

    AYCE Member

    Joined:
    Mar 7, 2019
    Messages:
    211
    Location:
    California
    Was there already a police cruiser on the side of the highway or is that a car getting towed? Did police eventually get involved and file a report? Good thing for Sentry Mode cameras although nobody is going to question who's fault it is during a rear-end accident. Hope neither driver suffers any long-term injuries.
     

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