Rear ended M3 [is this totaled?]

[miggz410]

I would hope for the insurance to say it's totaled... No way I would want that car fixed, specially with the rear inside frame bent like that.

Also time to buy some cheap Aero's and take those Sport Wheels off. Seems like they are still in great shape.

 

[Alpha Motoring]

I would say it’s likely 100% total. Damaged quarter, pillar is damaged, front suspension likely sustained damage, rear tub, etc. Highly unlikely this thing will not be anything but a total loss. On the plus side, held up well with what hit it!

 

[Occhis]

Wondering what was the speed at time of impact. Guessing not very fast.

 

[Barry Lin]

Went to the storage lot, took another look.
Definitely looking like a total loss. Left quarter panel bent in the back, internal framework busted, both fenders damaged, right front wheel was knocked out of alignment so may have damaged control arm/suspension.

Car is getting towed to collision center. Will find out next steps!

 

[Occhis]

Judging by what can be seen, tires look pretty new. What year and how many miles?
What caused the damage on left side? Was there a third car involved?

 

[Barry Lin]

2022 LR model. 9800 miles.
Basically after I got hit, my right side hit the left side of car in front of me and as I move toward the highway shoulder, left side of my car scuffed against the right side of same car.

 

[Occhis]

That sucks. If it’s totaled, hope you get a good settlement. You don’t have to settle for the first number they give you. Do some used car value research and don’t take any crap from the adjuster.

 

[cbigfoot]

I would also keep track of any time you spend dealing with it to try and bill them back for your time too. Remember they hit you it’s up to them to make you whole.

 

[Willy’sEV]

Please let us know what happened.

 

[Barry Lin]

I would also keep track of any time you spend dealing with it to try and bill them back for your time too. Remember they hit you it’s up to them to make you whole.

Other than a Diminished Value Claim, any other ways I can get more money out of it?
Assuming total loss, I’m definitely gonna argue for my fair share of comp including compensating for cost of window tinting and taxes I’ve paid on the vehicle. Would Carvana be a good starting point for fair value of car?

 

[BigNick]

Went to the storage lot, took another look.
Definitely looking like a total loss. Left quarter panel bent in the back, internal framework busted, both fenders damaged, right front wheel was knocked out of alignment so may have damaged control arm/suspension.

Car is getting towed to collision center. Will find out next steps!

Looks like four corners' worth of damage. It's now a battery pack/parts donor IMO.

New Vehicle Replacement (or whatever your insurance company calls it) is usually an extra charge but can be well worth its cost.

Depending on the specifics, a car that is less than X model years old or under Y miles will be replaced with a new model. I have it on both our vehicles and it also includes gap insurance along with the new vehicle replacement.

Too late if you didn't have it on your wrecked Tesla but might be something to consider for your next car.

 

[Occhis]

Other than a Diminished Value Claim, any other ways I can get more money out of it?
Assuming total loss, I’m definitely gonna argue for my fair share of comp including compensating for cost of window tinting and taxes I’ve paid on the vehicle. Would Carvana be a good starting point for fair value of car?

Maybe collect data for retail values from KBB, Edmunds, Truecar, Carfax, etc. as well as actual cars for sale and take an average to get a fair idea of what it’s worth. Getting compensated for window tinting, maybe. Taxes, prob not, but can’t hurt to try.

 

[VT_EE]

Other than a Diminished Value Claim, any other ways I can get more money out of it?
Assuming total loss, I’m definitely gonna argue for my fair share of comp including compensating for cost of window tinting and taxes I’ve paid on the vehicle. Would Carvana be a good starting point for fair value of car?

It's totaled so there won't be any diminished value claim. You'll get paid for the entire car's value.

 

[BMWM3Man]

Look into diminished value compensation from the trucking company

1000% Always get diminished value if it isn't your insurance. If it's your own then your policy will just go up.

My wife's M3 got hit by a delivery truck in August. 6k damage to door and ripped off side mirror. Didn't seem that much. Was able to drive while waiting for parts but took 5 months to get it back.

The insurance company "doesn't offer" diminished value but was told by the Commercial Insurance rep "but if you present" for DV we will have to consider. I paid $600 for a "professional" report that included photos from accident, values of the car, the CarFax that showed the car/vin was in an accident....about a 30 page report.

Asked for $9600 based on report and within 48 hours after their appraiser reviewed settled for $7900. The M3 LRP cost us $39,900 when we got it so I was good with that. We will keep hers for a loooooong time anyway.
Door was "torn" and lots unseen damaged on inside as well as trims and the window with had a deep gouge. Original estimate was 4k but when they opened up the door they had to add more parts.

A couple photos from the dash cam.

 

[enemji]

Was rear ended by a truck last night. Badly damaged back, but came out with no injuries. What are the chances that insurance will deem total loss. Did see that internal frame in rear appears to be heavily bent.

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Did it happen because of a phantom braking?
Curious.

 

[Barry Lin]

Did it happen because of a phantom braking?
Curious.

No, 100% fault of truck driver.

I filed it through my own insurance. Hopefully with successful subrogation my premiums won’t go up.

Just figured since i have Tesla Insurance and there is a Tesla Collision Center close by I would get better service instead of being bounced around different body shops for lowest quote.

just waiting on Tesla Collision center to start working on the car. Been sitting in their lot the last two days.

 

[BMWM3Man]

No, 100% fault of truck driver.

I filed it through my own insurance. Hopefully with successful subrogation my premiums won’t go up.

Just figured since i have Tesla Insurance and there is a Tesla Collision Center close by I would get better service instead of being bounced around different body shops for lowest quote.

just waiting on Tesla Collision center to start working on the car. Been sitting in their lot the last two days.

WHY would you file through your insurance? Maybe I missed it was the driver uninsured? Your rates WILL GO UP. I called my agent and he told me not to even mention it to my insurance. A truck driver had insurance I'd think.

Also don't sit around waiting...it will be 6 months plus I bet if they can repair the car.

 

[Msjulie]

WHY would you file through your insurance? Maybe I missed it was the driver uninsured? Your rates WILL GO UP. I called my agent and he told me not to even mention it to my insurance. A truck driver had insurance I'd think.

Also don't sit around waiting...it will be 6 months plus I bet if they can repair the car.

Perhaps that depends on company, I was side swiped some years back by someone who tried to run. I got their tag # and called my insurance with the tag # plus other info I got from calling the police during my 'chase' of them to get the tag #. Anyway when the offender was contacted, they admitted they had indeed hit and tried to run; their company picked up all the costs and I was even eligible for a loaner . My insurance did all the paperwork and such and I didn't have to do anything and no rate change from that event.

 

[BMWM3Man]

Perhaps that depends on company, I was side swiped some years back by someone who tried to run. I got their tag # and called my insurance with the tag # plus other info I got from calling the police during my 'chase' of them to get the tag #. Anyway when the offender was contacted, they admitted they had indeed hit and tried to run; their company picked up all the costs and I was even eligible for a loaner . My insurance did all the paperwork and such and I didn't have to do anything and no rate change from that event.

Maybe. But that doesn't sound like your insurance paid the other person's did which makes sense.

 

[Bouba]

The Tesla is a write off...the good news is that the truck is repairable....bad joke...important things to remember...you are all safe, the car did it’s job....the loss adjuster is your enemy, get used to fighting him.
Do you have a new for old policy ?