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Refusing after paying?

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Hey there.

Finally got submit final payment in account as well as my MVPA in account. I saw a link to add account and pay and mistakenly thought it would be a two step process. It was not, as soon as I added the account it seemed to process the payment. Not the biggest deal, but I've seen most say to submit the payment only after you are sure you are accepting the delivery.

Anybody know of any potential problems if I refuse delivery if it's a bad one? I imagine I'm just worrying too much and worst case it would keep my payment and credit it to the new one?


Bonus question I already submitted the MVPA to my loan officer. I imagine I would I have to reapply for a loan if I refuse delivery and get a new VIN?

Thanks!
 
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