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Renter's iInsurance and Model S Question

Discussion in 'Model S' started by tdiggity, Apr 16, 2014.

  1. tdiggity

    tdiggity Member

    Joined:
    Oct 3, 2012
    Messages:
    721
    Location:
    Bay Area, CA
    Hi guys,

    Weird question with regard to renting and insurance.

    I'm renting a new place (owned before this), and was thinking of worst case scenarios. Let's say there's a fire that's caused by the car (not the electrical wiring in the house or anything, but the car) and it burns down the house or part of it. Will the renter's insurance personal liability section cover this? I can't find any good examples of this on the web. Most people reference that personal liability covers cases where other people are hurt on the property. Likely scenario in this case is that the landlord sue's me for damages, and I'm hoping that upping my liability portion will prevent any financial harm to me.

    Thanks in advance!
     
  2. AEdennis

    AEdennis Active Member

    Joined:
    Jul 23, 2013
    Messages:
    1,743
    You can always get an Umbrella Policy to cover your personal liability. The underwriter will require a minimum level of personal liability on your other policies to address any gap between the coverages.
     
  3. KenN

    KenN Member

    Joined:
    Feb 25, 2014
    Messages:
    398
    Location:
    North Vancouver, BC
    What happen in the same scenario if it were an ICE car?
     
  4. tdiggity

    tdiggity Member

    Joined:
    Oct 3, 2012
    Messages:
    721
    Location:
    Bay Area, CA
    Don't know....if you know please let me/us know how it works in a renter/landlord relationship!
     

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