I'm probably gonna get crap for this, but at least for the underground-direct-buried section the wire should be fine. Per NEC Table 310.15(B)(2)(a), we can uprate wire that is known to be in favorable temperatures. In this case, underground in Illinois. From 11-15C(51-59F), its a 1.22 factor(55x1.22=67 amps), and for 16-20C(60-68F), its 1.15(55*1.15=63.25 amps), Even the 1.08 factor encountered from 21-25C(69-77f) is 59.4 amps.
So at least for the underground section, I wouldn't hesitate to consider this 6AWG suitable for 60 amp service. If an electrician were doing the swap, they may or may not want to upgrade the wire from the breaker to just before it enters the ground. IIRC there may also be special rules for short distances of non-compliant wire ratings,
You can also choose to ignore the uprating for the breaker and just set the HPWC to 48 amps. The 50A breaker is still protecting the wire from overheat, in fact its rated less than the 55 maximum even not considering temperature factors. It >might< trip depending on how long your charge sessions really are and what other heavily loaded breakers are right next to it, and how hot it is where your panel is. I've done this and have had plenty of long-lasting charge sessions where I monitored the cable(6-2 NMB) temperature and it got barely warm(88F of the maximum 140F) in my 65F basement. Would I do this if I knew that cable were running through an attic in Texas, or worse, an attic with insulation all around the cable... definitely not! But my cable is in free basement air for all its length, and except for maybe 20 feet of it's ~60 foot run, its not even tacked to a flat-face-of-joist-or-beam.