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Resetting sold car question

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I sold my 2021 Model 3 to a dealer after purchasing a 2022 Model S. Prior to selling the car I deleted my phone as a key, my home and work addresses, the name I had given the car, and all navigation destinations. When I go to remove the car from my account it says to do a full factory reset to remove all personal settings. Dealer already has the car and to do the reset I would need to go back to put account info in the car. Is there any real need to do the factory reset based on everything I deleted? My credit card info is tied to the account, correct? So once I remove the car from the account there is no need to worry about charges from it?
Thanks!