MikeMayhem
Member
I know this is a little old now but Royal & Sun Aliance insured me and my rate dropped less than half coming from an M5 BMW.
I asked why the difference and was told EV gets a discount as well it is one of the safest cars.
Was paying $2600 and now $1200
I asked why the difference and was told EV gets a discount as well it is one of the safest cars.
Was paying $2600 and now $1200
RAM_Eh
Member
Jesus, you guys have high deductibles... I don't even think they go that high here.
$200/comprehensive $500/collision here (BC)
$200/comprehensive $500/collision here (BC)
hingisfan
hingisfan_Mark_V
$1050 here with 500/500 ded's, and replacement coverage, 2 mil liability. TD MM, spotless record.
Shop it! Belair direct, RBC and Scotia all would insure for me. Keep in mind, your postal code matters alot. When I was N2J, $950/yr with Belair. I switched to Scotia when I moved to M2N. Belair wanted $1700 and Scotia was $1500/yr
I am L4C, and with Desjardins. 988 a year after multi vehicle discount. 500 deductible 1M coverage. with 5yr replacement option.
I was with Johnson. It wanted more than 200 bucks a month for the Model S alone although I have a spotless driving record. Thus I ditched Johnson and shopped around. Seems Desjardins was the only one offering a reasonable price at the time. After renewal, I moved the other vehicle to Desjardins too. I am eager to see how much the premium will be once I am qualified for Adjusto discount.
green1
Active Member
I'm using PC Insurance, and they've used Aviva as the underwriter. I pay $950/yr for full coverage with a 1k deductible and $1,000,000 liability.
They tired hard to sell me the full value replacement coverage, they emailed me, phoned me, both multiple times trying to sell it to me. When I finally said yes they told me I wasn't eligible because the car had too many km on it. Needless to say I wasn't impressed, they had that information before they started harassing me about it! (Car counted as "new" because it was an inventory car not a CPO, but the 11,000km disqualified it for full replacement value coverage)
They tired hard to sell me the full value replacement coverage, they emailed me, phoned me, both multiple times trying to sell it to me. When I finally said yes they told me I wasn't eligible because the car had too many km on it. Needless to say I wasn't impressed, they had that information before they started harassing me about it! (Car counted as "new" because it was an inventory car not a CPO, but the 11,000km disqualified it for full replacement value coverage)
hingisfan
hingisfan_Mark_V
Weird, my car had 12k on it and I got replacement coverage with TD MM. $500 ded for coll and comp, rental coverage, paying $75/month
green1
Active Member
Different companies, different rules.
I didn't do a lot of shopping around when I switched from my last vehicle to the Tesla because I had just done that a couple months earlier when my old vehicle renewed, and the rate seemed reasonable.
I'll shop around a bunch again come February when I'm up for renewal.
MikeMayhem
Member
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