I'm using PC Insurance, and they've used Aviva as the underwriter. I pay $950/yr for full coverage with a 1k deductible and $1,000,000 liability.
They tired hard to sell me the full value replacement coverage, they emailed me, phoned me, both multiple times trying to sell it to me. When I finally said yes they told me I wasn't eligible because the car had too many km on it. Needless to say I wasn't impressed, they had that information before they started harassing me about it! (Car counted as "new" because it was an inventory car not a CPO, but the 11,000km disqualified it for full replacement value coverage)