Hi Bob,
With your car having a propensity to eat PEMs, I would first ask why. Either the quality of PEMs has gone way down with your replacements (which would be bad news for everyone), or there's something about your car or your environment that tends to cause them to fail. Has Tesla given you any information about the failures that might explain what's going on? Any commonality among the root failures? I'd want to know that before considering an upgrade, as the root cause might have implications on the new battery and/or PEM. If you're only doing it to get a 3 yr warranty, that's a very expensive ESA.
That said, your car and mine are similar in CAC and mileage. I've been considering the 3.0 upgrade as well, as it would enable easier travel to visit my kids. Mainly, I'm watching the CAC as it drops (just crossed 140, a few months ago), looking for a "knee". Everything else seems good. It's torture.
I'm on my second PEM, by the way, the first one replaced because of burned PEM fan connector contacts. Electrically, it was fine.