Several issues with your statements.
The 80% restriction applies to the car's (and EVSE's) continuous current draw compared to the breaker rating in your panel. For example, if you had a 40A breaker, 80% of that is your 32A continuous power draw limit. This limit should be set in the EVSE itself, and then the EVSE communicates that limit to the car. You don't have to do anything special in the car as long as your EVSE is set up correctly. Sometimes EVSEs can be "programmed" (via DIP switches or similar), other times they just specify that you need to use a 40A breaker for example, and they are hard-wired to 32A limit (or whatever the numbers happen to be for that specific EVSE).
The current limit that you set in the car (at least in North America, I can't speak to other geographies) only applies to L1 (120V) charging, and would be useful to people that are plugging their portable connector into a domestic outlet that has other things plugged into the same circuit (e.g. a fridge). You might want to cut down the charge current from the default of 12A (which is already 80% of the typical 15A breaker, see how that's already taken care of for you?) to something lower like 8A so you don't trip the breaker when the fridge kicks on. Don't worry about that limit affecting your charging at regular L2 charging stations, destination chargers, or Superchargers. That limit doesn't apply to those charging stations. It's only there for 120V charging.