Share your best interest rates

[Mike7564]

Wanted to see what people are getting in terms of rates these days. Anyone get below 3.7%? Got 4.7 for 60m

 

[tyler_k1]

4.5% for 84 at my local CU. Rates will probably go up again soon

 

[EVDeepDive]

Tesla through Wells Fargo gave me 4.99%, 72 months. I will stick with that to avoid any third party headaches. I am planning to pay it off in less than a year anyway, unless rates go up so high that Savings accounts are close to that rate.

 

[RavenYZF-R6]

3.74 with FedChoice. Probably should have tried Adelfi as well but didn’t want forty bank accounts and credit hits.

 

[jjrandorin]

Wanted to see what people are getting in terms of rates these days. Anyone get below 3.7%? Got 4.7 for 60m

There is already an 18 page thread on the exact topic of interest rates, here:

Credit Unions with good rates that accept applicants anywhere within the US?

I received a VIN today with EDD 11/21-11/29 I was planning to apply through Adelfi but don't you have to accept their faith statement or something?

teslamotorsclub.com

 

[Mike7564]

There is already an 18 page thread on the exact topic of interest rates, here:

Credit Unions with good rates that accept applicants anywhere within the US?

I received a VIN today with EDD 11/21-11/29 I was planning to apply through Adelfi but don't you have to accept their faith statement or something?

teslamotorsclub.com

Thx. Didn’t want to limit to credit unions.

 

[jjrandorin]

Thx. Didn’t want to limit to credit unions.

Your question was "best interest rates". Have you seen a bank have lower interest rates than credit unions?

 

[Azhang]

2.99% 60 month Tower federal credit Union

 

[kaimanson]

Got 2.8% for 60 months with Adelfi CU a month ago, two days before the last prime hike. Process took about 5 days. Rates are now I believe around 3.19%.

 

[cenwesi]

3.34% for either 72months or 84months

 

[Happy Hippo]

3.34% for either 72months or 84months

where?

 

[SpencerR]

4.9% through Tesla because I will have it paid off in 6 months from taking delivery so didn't care to spend time shopping around to save a couple hundred bucks of interest

 

[zapbranighan]

I got 2.49% at a credit union for 72 months (EECU) based in Central California. I was able to join the credit union with a small $10 donation (I’m in Southern California). Totally worth it for that rate. Found it while browsing r/TeslaModelY on reddit. I didn’t think it was real…but it was.

 

[YNoVA]

2.49% for 84 months

 

[Happy Hippo]

2.49% for 84 months

which CU is this?

 

[YNoVA]

which CU is this?

Everence

 

[cenwesi]

where?

Department of labor credit union

Labor Credit Union

www.dolfcu.org

Call that # and choose extension 5088. You can use me as referral

 

[Mike7564]

Everence

2.49% for 84 months

Must have been a while ago. Looks like they’re at 3.99 for 60m now.

 

[Mike7564]

I got 2.49% at a credit union for 72 months (EECU) based in Central California. I was able to join the credit union with a small $10 donation (I’m in Southern California). Totally worth it for that rate. Found it while browsing r/TeslaModelY on reddit. I didn’t think it was real…but it was.

I got 2.49% at a credit union for 72 months (EECU) based in Central California. I was able to join the credit union with a small $10 donation (I’m in Southern California). Totally worth it for that rate. Found it while browsing r/TeslaModelY on reddit. I didn’t think it was real…but it was.

Must have been a while back, now they’re up to 6.34% for 72m

 

[JayoP7]

3.25% at adelfi for 60 months