You're asking opinions, so here's mine.
We had our MCU1 fail in October last year. I knew it would eventually happen, but was hoping the MCU2 would be an option.
It was not.
So I just went ahead and had it replaced. As the screen was starting some bubbles, and it was still a 1.0 (3G) version, replacement was a bit less sour: next to the obvious repair, I'd get LTE and a new screen. Happy customer, MCU1.5 still does the job but....
You're in a unique situation, where as you mentioned, the shelter in place and the luxury of a second car makes it possible for you to wait.
Next to that we have that certainty that Tesla will provide a MCU2 upgrade. Comments about broken promises and "Tesla time" are true and there are plenty of example, but in this case, I don't think Tesla will brake that promise. And I'm also quite confident it will not be late either. Recent Tesla events show more execution ability within or faster than announced plans. (eg Y obviously)
I'm happy with my car and the MCU1, but boy if I were in your shoes, I'd wait. It's not only a faster UI, it will also add value to your car.