Just the micro-inverter would need to be replaced, not the panel.
/Ed
Yes the micro-inverter can be replaced, the problem is getting to it. With this array of 60 panels there would be 60 inverters in a rather brutal environment with temperatures ranging from below 0F to high in the 100's. When these panels are installed one by one from end to end the wires are carefully bundled and tied so there is no slack to allow movement which could quickly wear a wire through with the rough asphalt shingles inches away. I can't imagine what would be involved in replacing an inverter in the middle of this array.
Given my zero percent shading issue and my experience with electronics in hot environments I didn't even consider adding 60 failure points under the array. I am much happier with two inverters in my basement where the temperature is always between 60 and 80F and I can readily swap one out in under 30 minutes